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Category: Insure Sensibly

November is Long Term Care Awareness Month

November is Long Term Care Awareness Month

Your Guide To LTC Planning What you need to know about long-term care insurance Children Could Be Required To Pay for Their Parents’ Long Term Care? Mistakes to Avoid When Shopping for Long-Term-Care Insurance Options for Covering Long-Term-Care Costs Updated Kiplinger LTC workbook Don’t Wait to Plan Long-Term Care Four Quick Tips on LTC Planning Valuable Lessons on Long Term Care Planning The Most Asked Questions about LTC Planning A 3-Step Guide to Smarter Long-Term Care Planning Fresh Perspectives on…

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What Is a 1035 Exchange?

What Is a 1035 Exchange?

What Is a 1035 Exchange? According to the most recent information available, Americans had individual life insurance with a total face value of $10.9 trillion.1 Due to a variety of factors, these individuals may find themselves in circumstances where the specific life insurance policy or annuity contract they own does not suit their needs.2 They may want to exchange products without incurring a taxable event.

Disability And Your Finances

Disability And Your Finances

The Social Security Disability Insurance program paid out $130 billion in benefits to 10.6 million individuals in 2011. And with a rush of new applicants lining up each year, the system is expected to exhaust its reserves by 2017 if changes aren’t made.1

Assess Life Insurance Need

Assess Life Insurance Need

If you have a family who relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. In fact, 39% of men and 43% of women say they have no life insurance coverage at all, according to a study conducted by LIMRA, which closely follows life insurance trends.1

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