Balanced Money | Balanced Life



It’s College Time!

Published January 25, 2016 in Plan Wisely - 0 Comments

​It’s college time! What will the money in a 529 college savings plan cover? If you have a child or grandchild who will be heading to college soon, and you have set up and contributed to a 529 College Savings Plan, it’s almost time to tap into those funds.The reason many people start tucking money […]

Weathering a Volatile Market

Published January 19, 2016 in Invest Confidently - 0 Comments

​Investing during the past couple years has been like driving down a rutted dirt road in a car with worn shock absorbers: fraught with jarring ups and downs. At times like these, it can be helpful to look back and realize we have weathered difficult markets in the past.A good starting point may be August […]

A Look Back at the Fourth Quarter

Published January 11, 2016 in Plan Wisely - 0 Comments

​Fourth quarter, a look back…The Federal Reserve pulled the trigger. At the December Federal Open Market Committee meeting, the Fed finally acted, tightening monetary policy by raising the funds rate from 0.25 percent to 0.50 percent. It’s important to remember the Fed doesn’t actually set interest rates. It takes actions designed to influence financial behaviors. […]

Looking Back

Published December 28, 2015 in Plan Wisely - 0 Comments

​Looking back… Each week, ‘The Economist Explains’ blog expounds on subjects ranging from current events to economics, from philosophical or scientific issues to everyday oddities. Let’s take a quick look at a few of its headlines during 2015:Why the Swiss unpegged the Swiss franc (January 18, 2015). Remember when the Swiss National Bank removed its […]

Second Guessing the Fed

Published December 21, 2015 in Plan Wisely - 0 Comments

​Second guessing the Fed is an age old American pasttime. Americans have been speculating about the Federal Reserve’s monetary policy choices – rate hikes, rate declines, quantitative easing, etc. – for a long time. It’s clear when you take a look at a few modern Fed Chairs and the Fed’s activities under their leadership.Paul Volcker […]

Yuan to Join IMF

Published December 14, 2015 in Plan Wisely - 0 Comments

​Next year, China’s renminbi (A.K.A. yuan) will join the U.S. dollar, euro, yen, and pound, when it is added to the International Monetary Fund (IMF)’s Special Drawing Rights (SDR) basket – a supplementary foreign exchange reserve asset that is defined and maintained by the IMF. It will become the third weightiest currency in the basket. […]

It’s That Time of Year!

Published December 7, 2015 in Plan Wisely - 0 Comments

​It’s that time of the year. No, not the holidays. It’s the time when investors begin to consider pundits’ forecasts for the coming year. Here are a few of those forecasts:“Flat is the new up,” was the catch phrase for Goldman Sachs’ analysts last August, and their outlook doesn’t appear to have changed for the […]

Shop till you drop!

Published December 2, 2015 in Plan Wisely - 0 Comments

​It seems that shopping has joined food, football, and family as a favorite pastime on Thanksgiving Day. Did you log on and do a little holiday shopping last Thursday while your holiday feast was cooking? If so, you are not alone. MarketWatch reported consumers spent $1.1 billion between midnight and 5:00 p.m. eastern time on […]

Page Six – Emerging Markets

Published November 23, 2015 in Invest Confidently - 0 Comments

​If there were a “Page Six” for finance and economics, emerging markets would be splashed across it.Remember the saying, “Buy low and sell high?” Well, emerging markets have not performed well for quite a long time, and that has a lot of people speculating about what may happen in the next few years.Analysts at BlackRock […]