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Raising Rates? What Will Happen?

Published November 17, 2015 in Invest Confidently - 0 Comments

​What will happen after the Federal Reserve begins to raise rates? If the Fed’s efforts to raise interest rates are successful, what will happen next? It all depends on whom you ask:Dr. David P. Kelly, CFA, Managing Director Chief Global Strategist, JPMorgan: “Looking back at prior Fed rate hikes suggests that at first, investors have a […]

It Wasn’t Just About the Budget

Published November 9, 2015 in Plan Wisely - 0 Comments

​ Last week, the bipartisan budget bill was signed into law, averting a U.S. default and deferring further battle over debt and spending levels until presidential and congressional elections are over, according to U.S. News & World Report.The new law includes provisions that CBS Money Watch said are likely to strengthen Social Security and Medicare by […]

The Basics of Tax Loss Harvesting

Published November 3, 2015 in Plan Wisely - 0 Comments

You may have heard of tax loss harvesting. Some people harvest losses every year, while others do so only when they have taken significant capital gains or have received more income than expected during a given year (perhaps they sold a business, received an inheritance, or collected a sizeable bonus).Tax loss harvesting occurs when an […]

Most Americans Agree

Published November 2, 2015 in Plan Wisely - 0 Comments

​Most Americans agree. In a recent newsletter, Jeremy Grantham of GMO, a global investment management firm, discussed research on wealth inequality conducted by Duke University Professor of Psychology and Behavioral Economics, Dan Ariely, and Professor of Business Administration at the Harvard Business School, Michael Norton. Grantham wrote:“The title of the article pretty much says it […]

It’s Important To Ask the Right Questions

Published October 26, 2015 in Plan Wisely - 0 Comments

​A recent article in The Economist examined the “gig” economy. You know, people selling crafts online, offering their services as taxi drivers, renting their cars and spare bedrooms for short periods. Some folks even rent space on their driveways to commuters. It’s that old American ingenuity and, as it turns out, it’s difficult to quantify.Analysts […]

Before you buy an annuity….

October 20, 2015 Before you buy an annuity…. InvestingInvesting for your retirement can be a scary process. With all of the attention given to financial markets, it’s no surprise that one would want to escape the noise and settle for a “guaranteed withdrawal” or a “minimum return”. The truth is that there are no perfect […]

Rollover – Good Idea or Bad Idea?

Published October 19, 2015 in Plan Wisely - 0 Comments

​It’s not always a good idea to rollover company stock from a 401(k) plan to an IRA. In fact, doing so might mean you pay more in taxes to Uncle Sam than necessary.If company stock held in an employer-sponsored 401(k) plan has appreciated, the difference between the amount paid for shares (the cost basis) and […]

Need a Laundry Bot?

Published October 12, 2015 in Plan Wisely - 0 Comments

​Do you hate doing the laundry? Then, you may be in luck. The world’s most recent laundry bot was introduced at Japan’s 2015 Combined Exhibition of Advanced Technologies (CEATEC), a technology trade show. The Telegraph reported the robot was developed to eliminate the tedium of laundry, which (as moms and dads everywhere know) is one […]

Change Is Coming

Published October 6, 2015 in Plan Wisely - 0 Comments

​ America’s share of the global economy is potent. Our country accounts for 16 percent (after being adjusted for currency differences) of the world’s gross domestic product (GDP) and 12 percent of merchandise trade. According to The Economist, we dominate “the brainiest and most complex parts of the global economy.” Our presence is strong in […]

Talking Cars

Published September 28, 2015 in Plan Wisely - 0 Comments

​What will they say? Soon, cars will be able to talk with one another. Vehicle-to-vehicle communication (V2V) has been tested in Ann Arbor, Michigan, a relatively mild and polite Midwestern town. Now, V2V is being rolled out in New York City, along with technology that allows traffic signals to contribute their two cents. Just imagine […]